Here’s what we can do for YOU
Our foreclosure defense package includes the following:
For judicial foreclosures, we review your entire foreclosure complaint including all attachments. If you are in a non-judicial foreclosure state, we’ll review your notice of default and notice of sale.
For all foreclosures, we review the Note and any endorsements and/or allonges and the assignment of Mortgage/Deed of Trust to determine whether the documents are fabricated forgeries (99% of the time they ARE) and if a Trust is the actual owner of the Mortgage/Note in question.
We then reconstruct the chain of title that MUST be recorded and includes some or all of the following; Originator, Seller, Depositor, Trustee, and then finally the Trust fund or collateral mortgage file for the Trust.
We perform a securitization review which includes identifying the public Trust that allegedly purchased your “loan,” then locating on the Securities and Exchange Commission (SEC) web site the Prospectus and Pooling and Servicing Agreement (PSA) for that Trust. If the Trust is private, there is an additional fee to hire a securitization auditor that can access that Trust’s documents.
We then find the relevant sections of the Trust documents addressing its guidelines, requirements and timetables for receiving, servicing and transferring mortgage loan assets and whether or not the Trust properly received an assignment of your purported mortgage loan documents. For example, the Trust’s Closing Date is critically important.
Next, we will perform all necessary research and then prepare pleadings for your review. In a judicial foreclosure state, that will include your answer and affirmative defenses (or new matter). In a non-judicial state, it will be a complaint for wrongful foreclosure and a petition for temporary restraining order to stop the sale pending resolution of your complaint.
We then prepare discovery documents for you including a First Request for Admissions, a First Set of Interrogatories and a First Request for Production of Documents.
Lastly, we will prepare a reply to your adversary’s answer.
Your cost for all this work? ONLY $1,450.
One-half up front and the balance due upon completion of your discovery documents which will be sent once we receive payment.
Any subsequent documents, for example, a Motion to Compel Discovery or an Opposition to Plaintiff’s Motion for Summary Judgment or appeal documents, will be billed at the rate of $100 per hour.
Samples of our work will be provided upon request.
Call us today at 267-247- 2202 and learn how we can help YOU.
DISCLAIMER: We are NOT attorneys. We provide legal information, NOT legal advice. We will never tell you what to do, we only provide requested draft documents for your review. You are free to alter or amend the documents we prepare as you see fit. All of our work is subject to your review and filing. There can be no guarantee of the efficacy of any document filed with a court of competent jurisdiction, whether by you or an attorney.
